TCBIL (Tata Communications Banking InfraSolutions Limited) is a fully owned subsidiary of Tata Communications Ltd.

In order to cater exclusively to the needs of the banking segment, Tata Communications has promoted its subsidiary TCBIL as a strategic initiative in the Payment System space.

Simplify Banking

TCBIL offers a host of “Plug and Play” infrastructure management solutions to Banks on an innovative “PAY PER USE” model enabling any Bank to establish Core Banking processes, customer acquisition and retention channels in no time and at no significant capital expenditure.

Innovation

Our service model has brought efficiencies in the banking retail alternate channels space without compromising on service quality and experience for end consumers. We have been the pioneers in introducing the “transaction” based model in the payments industry. As a service provider we strongly believe in breaking new grounds.

Offerings

End-to-end ATM deployment & Management, Card Issuance & Management, End-to-end POS acquiring, Hosted Core Banking, Switching & Reconciliation services. The other services in the roadmap include Multilateral Network for all the electronic transactions, Cheque Truncation Services, Loyalty and Pre Paid Card services, IP based payment processing.

Network Capability

Leveraging the extensive pan-India telecom network, the network management expertise, and the pan-India retail outlets of the Tata Group, would address the needs of financial institutions across the country. Since Financial Inclusion is a key priority in the country today, financial institutions can leverage the TCBIL infrastructure to support their micro finance initiatives and rural coverage as well.

Key Benefits

• Faster time to market
• Consistent level of servicing
• Higher customer satisfaction
• improved competitive advantage
• superior financial benefits and
• freeing management bandwidth